If someone you love is facing a serious illness, their life insurance policy may be sellable today for far more than its cash surrender value — money that can pay for care, comfort, and time together, when it matters most.
Most life insurance policies never pay a death claim — they lapse or are surrendered first. You have options before that happens.
Answer a few respectful questions →We are not here to sell you anything. We help you understand what a policy is worth and connect you with a licensed settlement professional in your state — a broker whose legal duty is to the policyholder, and whose job is to make buyers compete for the best offer.
About the policy and the person insured. Five minutes, no obligation, and nothing is shared until you say so.
We tell you plainly whether the policy is likely to qualify — and if it isn't, we tell you that too, along with the alternatives.
A settlement broker licensed in your state reviews the case and shops it to multiple institutional buyers on your behalf.
Peace of the Mountain began as a licensed Pennsylvania viatical settlement brokerage. Coming up through life insurance sales, our founder kept seeing the same quiet tragedy: families paying premiums for decades, then losing the policy — and everything it was meant to do — right at the end.
We're here so that never happens to your family. Every professional we connect you with is licensed, vetted, and legally bound to act in the policyholder's interest. And if selling isn't your best option, we'll say so.
— Founded by a previously licensed viatical settlement broker
Free, confidential, no obligation. We'll give you an honest read — including "this probably won't qualify," if that's the truth.